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Spinning Penny     deposit rates/Yields    Some banks run rate specials occasionally and then at maturity they renew your time deposit to their normal rates.    We are proud to offer a competitive rate every day of the year and our deposits have FDIC insurance.  Quit worrying about losing principal in your investments and put your money in an FDIC insured time deposit!


Account Type

Minimum Deposit
To Open Account 
Average Balance 
to Obtain Annual
Percentage Yield

Compound
Frequency 

Interest 
Rate
Annual Percentage
Yield  (APY)   
CHECKING 
  VIP NOW


$100.00 


$500.00


Monthly


0.10%

0.10%
PLATINUM
      Super NOW


$100.00


$2,500.00


Monthly


0.15%

0.15%
SAVINGS  
  Statement
  Money Market
  Tiered Rates


  


$50.00
$2,500.00
$2,500.00
$10,000.00
$25,000.00
$100,000.00
$250,000.00


$50.00

$9,999.99
$24,999.99
$99,999.99
$249,999.99
Above


Quarterly

Monthly
Monthly
Monthly
Monthly
Monthly

0.10%

0.10%
0.15%
0.20%
0.25%
0.30%

0.10%

0.10%
0.15%
0.20%
0.25%
0.30%
TIME DEPOSITS
  1  Month
  3  Months
  6  Months
 12 Months
 18 Months
  2 Years
  3 Years
  4 Years
  5 Years


$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00


$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00


Maturity
Quarterly
Quarterly
Quarterly
Quarterly
Quarterly
Quarterly
Quarterly
Quarterly

0.15%
0.15%
0.25%
0.50%
0.60%
0.75%
1.00%
1.79%
2.03%

0.15%
0.15%
0.25%
0.50%
0.60%
0.75%
1.00%
1.80%
2.05%
RATE INFORMATION:  Annual Percentage Yields (APY) and interest rates are subject to change daily as determined by Twin River National Bank management. This rate sheet is effective June 9, 2017.  Fees could reduce earnings on the account.  
RETIREMENT ACCOUNTS (IRA & SEP):    All of the above accounts can be used for IRA and SEP investments. Please refer to Truth In Savings Disclosure for additional information regarding our interest bearing accounts.  We do not charge an annual fee for IRAs or SEPs.

EARLY WITHDRAWAL PENALTIES: The bank imposes a penalty if you withdraw any of the principal and/or credited interest before the maturity date based on the term of your time deposit.  The following penalties will apply: 

   Term:   Penalty:
1 month to 1 year 91 days interest 
1 year or greater 182 days interest 
FDIC Logo   CLICK HERE FOR MORE INFORMATION ABOUT FDIC INSURANCE COVERAGE

Click here to use the FDIC Insurance Calculator